Policy 4:100
Insurance Management
The Superintendent shall recommend an insurance program which
provides the broadest and most complete coverage available at the most
economical cost, consistent with sound insurance principles.
The insurance program shall include:
- Liability coverage to ensure against any loss or liability of the
School District, School Board members, employees, volunteer personnel
authorized in 105 ILCS 5/10-22.34, 5/10-22.34a, and 5/10-22.34b, mentors
of certified staff as authorized in Article 21A and Section 2-3.53a and
2-3.53b of the School Code, and student teachers by reason of civil
rights damage claims and suits, constitutional rights damage claims and
suits, and death and bodily injury and property damage claims and suits,
including defense costs, when damages are sought for negligent or
wrongful acts allegedly committed during the scope of employment or
under the direction of the School Board or related to any mentoring
services provided to certified staff of the District.
- Comprehensive property insurance covering a broad range of causes of
loss involving building and personal property. The coverage amount
shall normally be for the replacement cost or the insurable value.
- Workers’ Compensation to protect the individual employees against
financial loss in case of work-related injury, certain types of disease,
or death incurred in an employee-related situation.
Adopted: April 20, 1998
Revised: March 19, 2012